Daniel Joseph

Family Ties

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Looking at the 2011 census from a property perspective provides a fascinating insight into how we’re living. As of the 2011 census there were 21,507,717 Australians, with 5,684,062 families and an average of 1.9 children per family. Looking at this in more detail, the census has information on the relationships we share with those we live with. The most popular relationship is that of husband and wife (with 7.6 million Australians). Next was ‘child under the age of 15’ i.e. dependents (3.6 million), then lone persons (1.9 million – almost one in ten), followed by de facto relationships (1.4 million) then non-dependent children (1.1 million).

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Daniel Joseph

Cheer up, Australia

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According to an Organisation for Economic Co-operation and Development (OECD) survey Australia is the world’s happiest nation, beating all of the 36 countries that partake in the index. The OECD measures the happiness of countries by collecting data over 11 categories for its Better Life Index.

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Daniel Joseph

How do the rich keep getting richer…

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Yesterday some of you might have read the article by Peter Martin on the SMH website stating that to be considered uber-rich you need to earn in excess of $688,700 in Australia. Earning this much places you in the top 0.1% of the population, while earning over $1,000,000 placed you in the top 0.05%. The article also found that since the 1980s in about almost every English-speaking country the inequality between the rich widened each and every year. The recent GFC wiped out the wealth of many people and even bankrupted many rich people in the upper income brackets. Under normal circumstances income inequality should shrink, not expand. How are the rich getting richer?

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Daniel Joseph

Safe As A Bank

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Well,it’s been an interesting week on the world frontier: the tiny island of Cyprus nearly challenged the religious trust that your money is safe in the bank. Freezing assets in the bank one day and then returning them missing 10% could have caused a catastrophe across Europe. The PIIGS (Portugal, Ireland, Italy, Greece and Spain) will all require further bailouts in the future, and if the residents of those nations believe the next bailout will mean a tax on their savings then a bank run could ensue across Europe. However, the Cypriot parliament voted no to the tax and have put forward an alternative to guarantee deposits under $100,000 and amalgamate Laiki Bank with the Bank of Cyprus. The details still need to be confirmed, but it looks like for now Cyprus won’t default and will receive the much needed $17 billion bailout.

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Daniel Joseph

Build It Higher

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How will Australia’s cities look in the future? Will it be a Pleasantville-like oasis of low-rise housing where people will commute to work with their electric cars and everyone will own their own block of land? Or will we be a city of high rises like something out of the movie The Fifth Element. Looking at current data it seems like we are moving towards a milder form of a high-rise city where the majority of the population will live in low–medium-rise apartments.

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