The Research Insights Archives | Blue Wealth Property

What causes a delay in project completion?

12 June 2018Dominic CavagninoLeave a comment

When purchasing a property off-the-plan, you’re advised of an expected completion date. Of course, there’s always the possibility that this date can shift either forwards and backwards. From a developer’s perspective providing an anticipated completion date is extremely difficult, as there are a variety of moving parts which come into consideration throughout the development process. In this insight, we’ll break down the process and focus on aspects which can impact you as an investor.

What is the science behind valuations?

12 June 201814 June 2018Dominic CavagninoLeave a comment

The science of valuations, well, it’s more of an oxymoron than a question but it remains a question that even I’d like help in answering. To understand the process better we held an education session for Team Blue Wealth run by a highly experienced valuer with over 20 years’ experience and significant industry involvement. Much of the below information has been taken from his presentation which gave us an insight into the process of valuations.

Buying in Sydney may NOT help the kids

5 June 20186 June 2018Jack GuthrieLeave a comment

Sydney property is internationally acclaimed as a blue-chip asset. Demand has buoyed the market to record highs, now reportedly being ‘the second least affordable market in the world’. Despite this, CoreLogic has shown that Sydney house prices dropped by -0.9% over the first quarter of 2018, and a -2.2% drop in the preceding one. This signalling the start of a Sydney market stagnation. However, many are still willing to invest substantial deposits to buy in Sydney, despite the market clearly passing its peak.

How far would you go?

5 June 20185 June 2018Dominic CavagninoLeave a comment

One of the primary reasons for the slow-down in Sydney’s property market is the strain on affordability. It seems to have become a perpetual debate, re-occurring at the peak of every cycle. The concerns around affordability are in full voice and then fade away through periods of correction and stagnation.

Sydney’s stagnation…another 8 years?

29 May 2018Dominic CavagninoLeave a comment

As you’ve heard many times, property markets are cyclical. Typically, a period of 15 years will see a market complete a cycle, of course this can vary as a market is based on many moving parts. In this insight, we’ll look at the different parts of a market cycle previous post-boom periods in Sydney.

Place vs Space…a shift in the way we live.

29 May 2018Jack GuthrieLeave a comment

Here is a bit of property economics 101, the closer you get to major urban centres the higher a property asking prices get. Accommodation closer to infrastructure, employment and education regularly attract higher demand from buyers and renters, consequentially achieving higher prices. This is a given, everyone knows living in more desirable areas will cost more, often for inferior properties too. It gets to a point where the cost of living is so expensive that buyers will sacrifice the place for space.

Sydney properties for the kids…good idea?

22 May 2018Jack GuthrieLeave a comment

Research aids us in understanding where the best investment opportunities lie. We analyse macro drivers to pinpoint regions of burgeoning housing demand that will be driven by sustained population growth over the long term. Breaking down data trends provides a more objective interpretation when making investment decisions, and overall brings our clients results.

Are Banks Still Lending?

15 May 201815 May 2018Jack GuthrieLeave a comment

Australia’s lending environment has been a rapidly shifting landscape over the last four years. While cash rates have come to an all-time low, APRA have initiated various restrictions to mainly cool Sydney’s strongly performing housing market. The banking watchdog introduced new prudent restrictions in 2014, reducing the growth of investment loans to 10% per annum. Effectively, these actions encouraged new lending guidelines for banks, leaving some hopeful borrowers unable to secure finance. The big four banks (NAB, CBA, ANZ and Westpac) were forced to include limitations on serviceability, giving borrowers new hurdles to clear in hopes of securing loans. This has left first home buyers and property investors alike with the question:

Our Concentrated Nation

8 May 2018Jack GuthrieLeave a comment

Australia is the sixth largest country in the world. We are twice as large as India, 6 times bigger than South Africa and you could fit the United Kingdom into our country 31 times over. Yet our country isn’t even in the top 50 populations on Earth. We have an enormous country, a relatively small population, but some of the worlds biggest cities.

Mental Discipline: The secret to long term property growth

1 May 2018Jack GuthrieLeave a comment

The reason most property investors fail to adopt a long-term strategy is due to the emotional challenges and temptations experienced throughout the property cycle. The emotional lure to sell your asset comes from two phenomena:

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